Ask OQRO reads the filings behind this page and answers in plain words, with a link to each source.
Ask OQRO is part of OQRO Pro. Everything else on OQRO is free.
Only to see which pages are hard to use, so we can fix them. Nothing is used for ads, and what you type stays hidden (Microsoft Clarity, PostHog). Privacy Policy
FISI · NASDAQ · National Commercial Banks
Financial Institutions (FISI) · oqro.io/stocks/FISI · printed today. Every figure comes from a public filing, linked on the page online. Not investment advice.
$40.18+0.14 (+0.35%)
Close of Nov 13, 2026, vs Nov 12 · end-of-day, not a live quote
Yes. Insiders of Financial Institutions (FISI) filed 1 open-market purchase in the last 90 days; the latest was filed on Nov 3, 2026.
Since 2006, Financial Institutions insiders reported 138 open-market purchases and 38 sales on Forms 4 and 5, with purchases in 18 different years, most recently 2026.
No open-market sale by an insider of Financial Institutions (FISI) was filed with the SEC in the last 90 days.
No trade in Financial Institutions (FISI) was disclosed by a member of Congress in the last 12 months.
Financial Institutions's next results are expected on Jan 27, 2027. The date can move until the company confirms it. Insiders often trade in the weeks right after results.
From official filings only: SEC Forms 4, 5 and 144 for insiders, House and Senate periodic transaction reports for Congress, SEC Form 13F for funds, Form 8-K for company events and USAspending for federal contracts. Every record on OQRO links to its source. It is public data, not investment advice.
+36.3% (+$10.71) from Nov 13, 2025 to Nov 13, 2026 · adjusted daily closes
Adjusted close went from $29.47 on Nov 13, 2025 to $40.18 on Nov 13, 2026 (+36.3%). Disclosed in this range: 1 insider trade, 0 pre-arranged insider sales, 0 Congress trades.
Counts of filings OQRO holds, by the date each was filed or the award started. Every figure links to its official SEC, House, Senate or USAspending record.
National Commercial Banks company based in Warsaw, Ny.
Last 12 months
+36.3%
Market value
$792M
S&P 500 +12.3% over the same dates. Prices adjusted for splits and dividends.
Short interest: 689K shares sold short (3.5% of shares outstanding), −7.2% vs the previous count, 6.4 days of normal trading to buy them back. FINRA, as of Oct 30, 2026.
Revenue
—
Free cash flow, last 12 months
$56.2M
This quarter $21.8M, a year earlier −$7.32M
Net cash
$20.5M
Debt $78.7M, cash $99.2M, at Jun 30, 2026
Net income, last 12 months
$82.6M
From the company's own quarterly and annual reports to the SEC. Free cash flow (cash from operations minus capital spending), net debt (debt minus cash) and 12-month totals are calculated by OQRO. Production rates, deliveries, approvals and guidance are in its results announcement of Oct 29, 2026.
Insider buying
First insider buy since Dec 2024Traded Nov 2 · filed 1 day later
Since the trade +0.1% · S&P 500 +0.3% · to Nov 13
Insider buying
Traded Dec 13, 2024 · filed 3 days later
Since the trade +39.2% · S&P 500 +24.9% · to Nov 13
The CFO of Financial Institutions paid $70K out of pocket for Financial Institutions shares. 14 other people at Financial Institutions bought some too, in the same month. It was the first purchase in over a year.
Insider buying
Traded Dec 13, 2024 · filed 3 days later
Since the trade +39.2% · S&P 500 +24.9% · to Nov 13
A Financial Institutions director paid $100K out of pocket for Financial Institutions shares. 14 other people at Financial Institutions bought some too, in the same month. It was the first purchase in over a year.
Insider buying
Traded Dec 13, 2024 · filed 3 days later
Since the trade +39.2% · S&P 500 +24.9% · to Nov 13
A Financial Institutions director paid $50K out of pocket for Financial Institutions shares. 14 other people at Financial Institutions bought some too, in the same month. It was the first purchase in over a year.
Insider buying
Traded Dec 13, 2024 · filed 3 days later
Since the trade +39.2% · S&P 500 +24.9% · to Nov 13
The CEO of Financial Institutions paid $100K out of pocket for Financial Institutions shares. 14 other people at Financial Institutions bought some too, in the same month. It was the first purchase in over a year.
Prices are daily closes from Polygon.io. Company figures come from its own SEC filings. Past moves are not a forecast. OQRO reports what was filed and never tells you what to buy or sell.
Insiders of Financial Institutions reported 138 open-market purchases and 38 sales since 2006; purchases in 18 different years, most recently 2026.
| Year | Bought | Sold |
|---|---|---|
| 2026 | $63K1×1 trade | — |
| 2024 | $835K15×15 trades | — |
| 2023 | $348K14×14 trades | — |
| 2022 | $23K1×1 trade | — |
| 2021 | $101K4×4 trades | — |
| 2020 | $419K11×11 trades | — |
| 2019 | $330K2×2 trades | — |
| 2018 | $208K6×6 trades | $26K1×1 trade |
| 2017 | $177K10×10 trades | $97K5×5 trades |
| 2016 | $761K10×10 trades | $222K5×5 trades |
| 2015 | $598K16×16 trades | $28K2×2 trades |
| 2014 | $333K8×8 trades | $146K2×2 trades |
| 2013 | $108K1×1 trade | $31K1×1 trade |
| 2012 | $49K4×4 trades | $23K3×3 trades |
| 2011 | $15K1×1 trade | $106K4×4 trades |
| 2010 | — | $298K12×12 trades |
| 2009 | $188K20×20 trades | — |
| 2008 | — | $9.1K3×3 trades |
| 2007 | $139K13×13 trades | — |
| 2006 | $25K1×1 trade | — |
Open-market purchases (code P) and sales (code S) on Forms 4 and 5. Up to Sep 2024 from the SEC's Insider Transactions Data Sets; since Oct 2024 from each filing as it is published. A trade filed twice (an amendment) counts once. Dollar totals use the price the filer reported; lines with no price count as trades without a value.
Against the S&P 500 over the year
Since Nov 11, 2025, FISI is up 35.3% and the index fund is up 10.4%: 25 points ahead of the market. Traders call a stock that beats the index over a period a relative-strength leader.
How much FISI moves
End-of-day prices. These figures describe the past year and say nothing about what comes next.
Last results
Oct 29, 2026
Within the 30 days after it, until Nov 28, 2026
Next results, expected
Jan 27, 2027
Purchases after results
60%
54 of 90 insider purchases since 2015 came within 30 days after a results announcement
From Financial Institutions's own results filings (8-K Item 2.02) and its insiders' Forms 4 and 5. Many companies only let insiders trade in a period after results; OQRO does not know Financial Institutions's policy and only shows the pattern in the filings. A purchase made long after results, at a company whose insiders usually buy right after them, is marked “Bought outside the usual window”.