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CZNC · NASDAQ · State Commercial Banks
Citizens & Northern (CZNC) · oqro.io/stocks/CZNC · printed today. Every figure comes from a public filing, linked on the page online. Not investment advice.
$28.12+0.10 (+0.36%)
Close of Nov 13, 2026, vs Nov 12 · end-of-day, not a live quote
Yes. Insiders of Citizens & Northern (CZNC) filed 2 open-market purchases in the last 90 days; the latest was filed on Nov 9, 2026.
Since 2006, Citizens & Northern insiders reported 609 open-market purchases and 76 sales on Forms 4 and 5, with purchases in 21 different years, most recently 2026.
No open-market sale by an insider of Citizens & Northern (CZNC) was filed with the SEC in the last 90 days.
No trade in Citizens & Northern (CZNC) was disclosed by a member of Congress in the last 12 months.
Citizens & Northern's next results are expected on Jan 26, 2027. The date can move until the company confirms it. Insiders often trade in the weeks right after results.
From official filings only: SEC Forms 4, 5 and 144 for insiders, House and Senate periodic transaction reports for Congress, SEC Form 13F for funds, Form 8-K for company events and USAspending for federal contracts. Every record on OQRO links to its source. It is public data, not investment advice.
+44.1% (+$8.61) from Nov 13, 2025 to Nov 13, 2026 · adjusted daily closes
Adjusted close went from $19.51 on Nov 13, 2025 to $28.12 on Nov 13, 2026 (+44.1%). Disclosed in this range: 2 insider trades, 0 pre-arranged insider sales, 0 Congress trades.
Counts of filings OQRO holds, by the date each was filed or the award started. Every figure links to its official SEC, House, Senate or USAspending record.
State Commercial Banks company based in Wellsboro, Pa.
Last 12 months
+44.1%
Market value
$505M
S&P 500 +12.3% over the same dates. Prices adjusted for splits and dividends.
Short interest: 277K shares sold short (1.5% of shares outstanding), −15.4% vs the previous count, 3.8 days of normal trading to buy them back. FINRA, as of Oct 30, 2026.
Revenue
—
Free cash flow, last 12 months
$51.9M
This quarter $18M, a year earlier $10.9M
Net debt
—
Debt —, cash $100M, at Sep 30, 2026
Net income, last 12 months
$35.1M
From the company's own quarterly and annual reports to the SEC. Free cash flow (cash from operations minus capital spending), net debt (debt minus cash) and 12-month totals are calculated by OQRO. Production rates, deliveries, approvals and guidance are in its results announcement of Oct 22, 2026.
Insider buying
First insider buy since Sep 2025Traded Nov 6 · filed 3 days later
Since the trade +0.7% · S&P 500 +2.6% · to Nov 13
Insider buying
First insider buy since Sep 2025Traded Nov 6 · filed 3 days later
Since the trade +0.7% · S&P 500 +2.6% · to Nov 13
A Citizens & Northern director paid $198 out of pocket for Citizens & Northern shares. 1 other person at Citizens & Northern bought some too, in the same month. It was the first purchase in 14 months.
Insider buying
3 days before an 8-KTraded Sep 5, 2025 · filed 3 days later
Since the trade +39.5% · S&P 500 +16.6% · to Nov 13
A Citizens & Northern director paid $4K out of pocket for Citizens & Northern shares. 1 other person at Citizens & Northern bought some too, in the same month.
Insider buying
3 days before an 8-KTraded Sep 5, 2025 · filed 3 days later
Since the trade +39.5% · S&P 500 +16.6% · to Nov 13
A Citizens & Northern director paid $366 out of pocket for Citizens & Northern shares. 1 other person at Citizens & Northern bought some too, in the same month.
Insider buying
Traded Aug 8, 2025 · filed 3 days later
Since the trade +50.5% · S&P 500 +18.4% · to Nov 13
A Citizens & Northern director paid $4.1K out of pocket for Citizens & Northern shares. 1 other person at Citizens & Northern bought some too, in the same month.
Prices are daily closes from Polygon.io. Company figures come from its own SEC filings. Past moves are not a forecast. OQRO reports what was filed and never tells you what to buy or sell.
Against the S&P 500 over the year
Since Nov 12, 2025, CZNC is up 44.9% and the index fund is up 10.4%: 34 points ahead of the market. Traders call a stock that beats the index over a period a relative-strength leader.
How much CZNC moves
End-of-day prices. These figures describe the past year and say nothing about what comes next.
Insiders of Citizens & Northern reported 609 open-market purchases and 76 sales since 2006; purchases in 21 different years, most recently 2026.
| Year | Bought | Sold |
|---|---|---|
| 2026 | $7.4K2×2 trades | — |
| 2025 | $90K22×22 trades | — |
| 2024 | $133K30×30 trades | $791×1 trade |
| 2023 | $140K29×29 trades | $17K2×2 trades |
| 2022 | $216K35×35 trades | — |
| 2021 | $286K33×33 trades | — |
| 2020 | $458K46×46 trades | — |
| 2019 | $178K27×27 trades | $51K3×3 trades |
| 2018 | $99K28×28 trades | — |
| 2017 | $366K28×28 trades | $796K5×5 trades |
| 2016 | $116K28×28 trades | $33K2×2 trades |
| 2015 | $370K20×20 trades | $153K19×19 trades |
| 2014 | $99K29×29 trades | $92K7×7 trades |
| 2013 | $76K28×28 trades | $102K18×18 trades |
| 2012 | $92K50×50 trades | — |
| 2011 | $181K63×63 trades | — |
| 2010 | $166K72×72 trades | — |
| 2009 | $352K21×21 trades | $43K9×9 trades |
| 2008 | $7K2×2 trades | $103K5×5 trades |
| 2007 | $36K8×8 trades | $42K2×2 trades |
| 2006 | $83K8×8 trades | $15K3×3 trades |
Open-market purchases (code P) and sales (code S) on Forms 4 and 5. Up to Sep 2024 from the SEC's Insider Transactions Data Sets; since Oct 2024 from each filing as it is published. A trade filed twice (an amendment) counts once. Dollar totals use the price the filer reported; lines with no price count as trades without a value.
Last results
Oct 22, 2026
Within the 30 days after it, until Nov 21, 2026
Next results, expected
Jan 26, 2027
Purchases after results
33%
48 of 147 insider purchases since 2021 came within 30 days after a results announcement
From Citizens & Northern's own results filings (8-K Item 2.02) and its insiders' Forms 4 and 5. Many companies only let insiders trade in a period after results; OQRO does not know Citizens & Northern's policy and only shows the pattern in the filings. A purchase made long after results, at a company whose insiders usually buy right after them, is marked “Bought outside the usual window”.