Compensation award — excluded from discretionary-purchase analysis.
Written from the filing's own figures. OQRO describes what was reported and never tells you what to buy or sell
View the official recordSEC Form 4 — Statement of Changes in Beneficial OwnershipAll the details
Dates, kept separate
Transaction date
Dec 18, 2025
Reporting period
Not applicable
Filed with the SEC
Dec 19, 2025
DirectorGrant / award
Context
Classification
grant award
Code A — grant or award
Planned / mechanical clue
None found in footnotes
Only flagged when a footnote says so; never inferred
Source receipt
Record ID
0000723188-25-000015
Filed / recorded
Dec 19, 2025, 4:34 PM UTC
Added to OQRO
Oct 6, 2026, 10:14 PM UTC
Parser
form4-xml-v2
Data quality
Verified: identifiers matched exactly
Issuer
COMMUNITY FINANCIAL SYSTEM, INC.
Issuer CIK
723188
Ticker
CBU
Reporting person
Savneet Singh
Relationship
Director
Security
Deferred Stock (Deferred Compensation)
Table
Derivative (Table II)
Transaction date
Dec 18, 2025
Transaction code
A
Shares / units
346.0208
Price per share
$60.69
Acquired / disposed
Acquired (A)
Shares owned after
1,368.7247
Ownership form
Direct
Amendment
No
Footnotes from the filing
Each unit of phantom stock is the economic equivalent of one share of Community Financial System, Inc. common stock. The units of phantom stock relating to the Deferred Compensation Plan will be settled in Community Financial System, Inc. common stock at future dates selected by the reporting person.
Includes 2.3840 and 5.6468 units of phantom stock acquired as dividend equivalents on July 10, 2025 and October 10, 2025, respectively, under the Deferred Compensation Plan.